Huntington National Bank CRA Mortgage Loan Officer - Youngstown in Youngstown, Ohio
About the Job
The CRA Mortgage Loan Officer will perform a wide range of duties relating to increasing Huntington's market share in the LMI/LMIT community. Meets standards and objectives defined by management for mortgage loan sales and increasing the overall client experience with Huntington. Focus on selling CRA mortgage products and services, targeting LMI income individuals and areas, as well as non-profit organizations. The CRA Mortgage Loan Officer will assume professional responsibility for all originated mortgage loan products from application to close.
Develop referral relationships with realtors, builder, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts
Achieves monthly and/or quarterly production CRA goals (established by the Mortgage Division (CRA) on an annual basis and published in the CRA MLO Incentive Plan document)
Collection of appropriate documentation from each applicant and deliver loan packages in time frames set by management
Develop additional CRA prospects and referral contacts
Maintain knowledge of Huntington National Banks product offering, policies and procedures, processing and underwriting procedures and general department guidelines.
Develop a business plan
Conduct and coordinate Homebuyer seminars, Financial Literacy Seminars, Credit and Budget classes and all other technical assistance and education outreach deemed necessary in LMI/LMIT tract areas
Communicate with applicants and/or referral sources by providing timely updates and progress reports
Maintain high levels of customer service while managing each applicants and support staffs expectations
Attend and participate in all Mortgage Lending meetings as required by management.
Serves as mortgage liaison to all other lines of business through attending team meetings. And accepting and submitting cross-lines-of-business referrals and ensuring a warm hand-off is completed with each transaction.
Acquire knowledge and maintain currency of all Compliance, Regulatory and Business Unit Policy, Standard and Procedure requirements associated with position.
High School Diploma or Equivalent
Minimum 1 year experience in Mortgage Origination
3-5 years' experience in and knowledge of conventional and governmental lending guidelines.
Ability to successfully register with NMLS and pass all required continuing education classes.
Bachelor's Degree preferred
Knowledge of residential mortgage processing, underwriting and closing procedures.
Knowledge of federal lending regulations governing real estate lending.
Demonstrated Organization Skills.
Strong written and verbal skills.
Strong computer skills.
Basic Sales Techniques.
Strong desire to excel in competitive environment.
Problem solving skills
EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity
Tobacco-Free Hiring Practice: To demonstrate our commitment to health and wellness, Huntington will not hire any candidate who uses tobacco or any nicotine product including, but not limited to, cigarettes, cigars, pipes, smokeless tobacco, chewing tobacco, snuff or snus, nicotine gum, the nicotine patch or any other kind of nicotine replacement product (where permitted by applicable state law). Candidates applying for positions in those states will be notified of this practice during the recruitment process and, if offered a position, will be screened for cotinine (to check for use of tobacco and/or nicotine products and/or nicotine replacement therapy products) before they begin employment. If the position to which you're applying is covered by this practice, the job application will provide greater detail as to what constitutes tobacco use.
Huntington does not accept solicitation from Third Party Recruiters for any position.